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It is not uncommon for the majority of us to overspend or live beyond our means. We have every intention of putting money away to pay the mortgage, increase the kids’ education fund, or pay off some of the credit card. But month after month you are never closer to your goals.

After assessing your overall financial situation, a financial planner will initially implement a budget by which you can achieve your desired outcomes, without leaving you short of spending cash to maintain your lifestyle. Living to a budget requires control and discipline, but it does not necessarily mean a life of misery. Changing a few habits can lead to greater financial security and peace of mind.

The 7 mistakes made by most individuals are:

  • Spend more than they earn
  • Have no budget
  • The credit card is out of control and limits are constantly being reached
  • Certain investment decisions have depleted the asset pool
  • No clear financial values or goals that they can articulate
  • No financial plan to get them ahead.

At Collins Mann we are able to show you how and where you can save money. Using, Nettshell Pro, you can be accountable and take ownership of the role you play in your own financial future.

Collins Mann ABN 88 098 705 152 is a Corporate Authorised Representative of Hunter Green Pty Ltd AFSL No. 225962. Managing Director Russell Mann (Authorised Representative No. 273590) is an authorised representative of Hunter Green Pty Ltd ABN 12 087 491 629 which is the holder of Australian Financial Services Licence No. 225962.

The information contained within this website does not consider your personal circumstances and is of a general nature only. You should not act on it without first obtaining professional financial advice specific to your circumstances. This website holds information for Australian Residents only.