Despite predictions to the contrary, the post-GFC share market is as volatile as ever. What does this mean for your investments? Well, it’s near-impossible to read the share market at the best of times and our experience suggests you don’t even try. Luckily, there’s a sound alternative - take advantage of a simple yet powerful strategy that history has proven to be an effective method for building wealth, regardless of market volatility. Read More
You’re keen to upsize your house or buy an investment property in order to provide passive income down the track. Last year you discussed how much you can borrow with your broker and now you’re ready to go. Take care. What you may not know is that recent changes in the banking world will have significant implications for your borrowing, even if your circumstances haven’t changed. Read More
Have you secured your financial future? If not, make it a New Year’s resolution and let us assist you on your way… Read More
If you want to start 2016 in credit rather than with holiday debts, this tip is for you … Read More
Everyone seems to be talking about SMSFs these days. And while the value of assets held in SMSFs in 2014 was certainly impressive - at $611 billion - the fact remains that this type of superannuation doesn’t suit everyone. There are potential benefits and potential disadvantages, depending on your circumstances, and given that both your retirement lifestyle and family legacy are at stake, this is not a decision to be taken without the guidance of an experienced and qualified professional. Read More
Divorce for couples over 50 is rising so significantly as this generation approaches retirement age that it has its own nickname: ‘grey divorce’. And the biggest contributing factor is thought to be money. Interestingly, the major consequence of marriage breakdown for the over 50s is also money, with divorce hitting older couples much harder financially than their younger counterparts. Read more to be clear on the benefits of working with a financial consultant before, during and after your divorce and settlement period. Read More
The GFC hit Baby Boomers (who are now over 50) not once but twice. Many lost wealth and were feeling that they‘d need to work past retirement age in order to have enough assets to support them. If that wasn’t bad enough, a large number have also been made redundant. Anyone I’ve ever spoken to about their redundancy has said they wish they’d been on their last salary for another two years. Hindsight is a wonderful thing, but clearly not much use in this instance. Instead, read about 5 simple steps Boomers can take to remain in control despite uncertain times, and to feel confident in their financial future. Read More
The end of year is coming…FAST. If you’ve been promising to get your financial affairs in order before the year is through, here are the top 3 matters to consider now so that you can keep that promise. Read More
In addition to your FOMO on property, media coverage on changed rules and interest rates for investment loans may also be alarming you. The reality is that much of the media noise regarding investment property loans is overblown. What do the changes to interest rates and lending mean to you if you’re considering investing in property? Read More
Browsing my smart phone this morning, I was amazed to see that you can get a home loan with an interest rate of 3.99%. As a baby boomer, I distinctly remember housing rates of 18% during ‘the recession we had to have’. Read More
Collins Mann ABN 88 098 705 152 is a Corporate Authorised Representative of Hunter Green Pty Ltd AFSL No. 225962. Managing Director Russell Mann (Authorised Representative No. 273590) is an authorised representative of Hunter Green Pty Ltd ABN 12 087 491 629 which is the holder of Australian Financial Services Licence No. 225962.
The information contained within this website does not consider your personal circumstances and is of a general nature only. You should not act on it without first obtaining professional financial advice specific to your circumstances. This website holds information for Australian Residents only.