Risk Management
Have you ever considered the impact on your family or business if you suffered a serious accident or illness, became totally disabled or died prematurely? Insurance is an important risk management tool that can protect you, your family and your business from financial hardship caused by unplanned events.
At Collins Mann our advisers will meet with you to find out more about your family and business needs, to calculate the type and amount of risk protection you may need, and to assess any existing cover you may already have. They will consider the following:
- estate planning and/or business succession issues
- level and type of cover
- cost-effectiveness
- tax issues and structure
Our advisers can assist you to identify your risks and provide advice on the following areas:
- income protection (sickness and accident)
- life cover
- critical illness/ trauma cover
- total and permanent disablement (TPD)
They can also talk to you about:
- partnership/equity protection
- key person cover
- buy/sell arrangements
- estate and asset protection, and
- business succession planning

